DISCLAIMER

CARTOR GLOBAL, INDIA operates in compliance with all applicable laws and regulations governing the Mutual Fund Distribution business in India, including but not limited to regulations issued by the Securities and Exchange Board of India (SEBI) and the Association of Mutual Funds in India (AMFI). While we strive to provide accurate and timely information, we do not warrant the completeness or reliability of the content on this website. All information provided on this website is for informational purposes only and should not be considered as financial advice or recommendations. Investors are advised to consult with their financial advisors before making any investment decisions. CARTOR GLOBAL, INDIA shall not be held liable for any losses or damages arising from the use of information provided on this website.

PRIVACY POLICY

CARTOR GLOBAL, INDIA is committed to protecting the privacy and confidentiality of our clients' personal information. We collect and process personal information in accordance with applicable privacy laws and regulations. Any personal information collected through this website, including but not limited to names, contact details, and financial information, is used solely for the purpose of providing our services and facilitating mutual fund transactions. We do not share or disclose personal information to third parties except as required by law or with the explicit consent of the individual. We implement appropriate security measures to protect against unauthorized access, alteration, disclosure, or destruction of personal information.

ZERO REFUND/NO RETURN(S) POLICY

Please note that CARTOR GLOBAL, INDIA operates on a zero refund/no returns policy for digital services provided through this website. As per the Mutual Fund Distribution business model, investments are made directly into the accounts of the respective Asset Management Companies (AMCs), and redemptions are encashed as per the investor's instructions, with proceeds directly credited to the registered bank account of the investor as per the records maintained by the AMCs. Clients are required to pay for digital services rendered by CARTOR GLOBAL, INDIA, and no payments are to be made on account of investments to CARTOR GLOBAL's bank account. Therefore, refunds or returns related to investments are not applicable under our policy. We encourage clients to review all terms and conditions carefully before availing of our services.

For any further clarification or assistance, please contact us at:

• Compliance Officer: Mr. Sandeep Rai
• Email: info@cartorglobal.com
• Phone No.: +91-181-3501474 | +91-9815099556

**Note:** This disclaimer, privacy policy, and zero refund/no return(s) policy are subject to change without prior notice. Please review this page periodically for updates.